I called my shrink today. My insurance changed effective January 1 and, me being me, I’d put off calling my treaters until the last possible minute. (Our appointment was the following morning at 8:15.) She actually picked up, which threw me off guard a little, and brought up a very good point: with new insurance, I’d have a new deductible.
A new DEDUCTIBLE – not a new COPAY.
So I hopped on over to the insurance website and, sure enough, there it was right there in the sidebar. $900. Hey! $900! And three medications to refill this week! Now, that’s a way to really ring in 2012.
I mean, I’d just forgotten about it, the whole deductible thing. I guess I never had one before last year, and, we’ll remember, that was no picnic either. So I don’t know, I guess I’m just bad at being a grownup or something.
But, nevertheless, I counseled myself, breathing deeply and trying to keep my heart rate down, I’m very lucky to actually have the money at this moment in time. Like, barely have the money, but still. One could also say that I’m lucky to have insurance at ALL – even though not having it is just not an option for me anymore. So I’ve got a number of things going for me, here, on what would seem to be an inauspicious start to 2012.
I nixed the appointment with my therapist (needlessly, in hindsight – my medication will more than reach my deductible), and she was gracious enough to accept the late cancellation. The other piece of good news? She takes my new insurance. Thank God.